Sangro

Sangro

Finance

Check Eligibility
Estimated pre-approval only

Car finance made simple.

Check your EMI, estimate eligibility, and get pre-approved guidance before buying your next car.

Check Pre-ApprovalCalculate EMI

Estimated pre-approval only. Final approval depends on bank verification.

Finance dashboard preview

Pre-approved estimate

₹11,00,000

Estimated loan eligibility based on FOIR logic

Eligible EMI

₹22,000

Interest range

9.5% - 12%

EMI burden ratio34.5%
Safe EMI limit25.9%
Down payment readiness17.6%

Loan eligibility

₹11,00,000

FOIR-based estimate

EMI burden

34.5%

Good below 40%

Suggested loan

₹8,80,000 - ₹13,20,000

±20% range

Debt health

Watch

Based on income + CIBIL

EMI Calculator

Plan the monthly payment before you buy.

Use the standard EMI formula with loan amount, down payment, processing fee, interest rate and tenure.

Monthly EMI

₹15,121

Total interest

₹2,03,758

Total payable

₹9,07,258

Financed principal

₹7,03,500

Principal Interest
Month 1₹15,121
Interest ₹6,156Balance ₹6,94,535
Month 2₹15,121
Interest ₹6,077Balance ₹6,85,491
Month 3₹15,121
Interest ₹5,998Balance ₹6,76,368
Month 4₹15,121
Interest ₹5,918Balance ₹6,67,165

Pre-Approval Estimator

Get a finance estimate.

Medium approval chance
Send details on WhatsApp

Pre-approved estimate

Medium approval chance

Estimated eligible amount

₹11,00,000

₹8,80,000 - ₹13,20,000 range

Suggested EMI limit

₹22,000

Monthly income × 40% minus existing EMI

Estimated interest range

9.5% - 12%

Based on selected CIBIL range

Documents required

✓Aadhaar card
✓PAN card
✓6-month bank statement
✓Salary slip or ITR
✓RC / insurance for used car finance

Bank partner process

From estimate to bank review.

1

Submit details

2

Sangro Finance verifies documents

3

We match bank/NBFC options

4

Bank processes final approval

5

Loan disbursed

Disclaimer: Sangro Finance does not guarantee loan approval. Final approval, interest rate, and disbursal are subject to bank/NBFC checks, documents, credit score, and policies.